Panic! over the FICO
It’s hard enough struggling through this illness and trying to be able just to pay the bills, let alone not get into debt. But alas, we have and it sucked.
Though we’re on our way to being free of owing anyone a dime, it’s still been a spotty process for me. Quite the pain in the ass actually. Why?
Because we’re applying for an apartment today.
i’m so terrified and humiliated at the thought that my spotty credit history may keep us from a beautiful, nearly perfect apartment. Mom has been so great in doing everything she can to help us during this difficult time. Justin has been working his tail off to ensure at least one steady paycheck is coming in and the Gimpy McHobble that i am is taken care of.
This is the side of debt management and credit repair that i rarely hear about. There’s a shame to it though i know i’ve done the best i can. So much of our debt over the past few years has been accumulated just so we could stay afloat when i wasn’t yet stable brain-wise. As i fight the feeling of dread, i try to remind myself that our current apartment complex is owned by the same property management company and that will probably help our case greatly.
In the meanwhile, my appreciation of good credit is greatly increasing.
Happy bill paying!











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